PENGARUH NON PERFORMING LOAN DAN CAPITAL ADEQUACY RATIO TERHADAP RETURN ON ASSET PADA PT BANK MANDIRI (Persero) Tbk PERIODE 2013-2022. JKS [Internet]. 2025 Feb. 14 [cited 2025 Jul. 7];1(4). Available from: https://jafjournal.com/index.php/JKS/article/view/268